How to Become An Insurance Underwriter in India
Assesses risk and sets premium terms for insurance policies.
At a glance
| Field | Finance & Business |
| Time to qualify | 3+ years |
| Entrance exam | None/State Board |
| Exam intensity | Low |
| Salary range | ₹4–25 LPA |
| Stream after Class 10 | Commerce, Arts / Humanities |
The path (from Class 10)
B.Com / BBA + NISM / IRDAI Underwriting certifications
A day in the life
You review financial reports in the morning, model scenarios for a client decision, attend meetings with stakeholders, and prepare a presentation for the afternoon.
Frequently asked questions
How do I become an Insurance Underwriter in India?
The typical path is: B.Com / BBA + NISM / IRDAI Underwriting certifications. It takes about 3+ years.
Which entrance exam is needed for Insurance Underwriter?
The main entrance exam is None/State Board.
What is the salary of an Insurance Underwriter in India?
Salaries typically range around ₹4–25 LPA (entry to senior level).
Which stream should I choose for Insurance Underwriter?
Recommended stream(s) after Class 10: Commerce, Arts / Humanities.
Is this career right for you?
Take the free 45-question RIASEC test and see how Insurance Underwriter matches your personality.
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