How to Become An Insurance Agent (IRDA Licensed) in India

Sells life, health, and general insurance; advises clients on coverage.

At a glance

FieldFinance & Business
Time to qualify4+ years
Entrance examNone/State Board
Exam intensityLow
Salary range₹3–20 LPA
Stream after Class 10Commerce, Arts / Humanities

The path (from Class 10)

Any degree + IRDA pre-licensing exam; NISM IC-38 exam

A day in the life

You review financial reports in the morning, model scenarios for a client decision, attend meetings with stakeholders, and prepare a presentation for the afternoon.

Frequently asked questions

How do I become an Insurance Agent (IRDA Licensed) in India?

The typical path is: Any degree + IRDA pre-licensing exam; NISM IC-38 exam. It takes about 4+ years.

Which entrance exam is needed for Insurance Agent (IRDA Licensed)?

The main entrance exam is None/State Board.

What is the salary of an Insurance Agent (IRDA Licensed) in India?

Salaries typically range around ₹3–20 LPA (entry to senior level).

Which stream should I choose for Insurance Agent (IRDA Licensed)?

Recommended stream(s) after Class 10: Commerce, Arts / Humanities.

Is this career right for you?

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