How to Become A Credit Rating Analyst in India

Assesses the creditworthiness of companies and financial instruments for rating agencies.

At a glance

FieldFinance — Specialized Niche
Time to qualify4+ years
Entrance examCAT / GMAT
Exam intensityModerate
Salary range₹6–40 LPA
Stream after Class 10Commerce, Science (PCM)

The path (from Class 10)

B.Com / B.Sc → MBA Finance / CA → Credit rating agency recruitment

A day in the life

You analyse market data and financial instruments, model risk and return scenarios, prepare research notes, and brief the portfolio or risk management team.

Frequently asked questions

How do I become a Credit Rating Analyst in India?

The typical path is: B.Com / B.Sc → MBA Finance / CA → Credit rating agency recruitment. It takes about 4+ years.

Which entrance exam is needed for Credit Rating Analyst?

The main entrance exam is CAT / GMAT.

What is the salary of a Credit Rating Analyst in India?

Salaries typically range around ₹6–40 LPA (entry to senior level).

Which stream should I choose for Credit Rating Analyst?

Recommended stream(s) after Class 10: Commerce, Science (PCM).

Is this career right for you?

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